Installment payments1 available on Samsung Wallet
Pay over time using your eligible credit card in your Samsung Wallet.
Installment payments are provided by Splitit (NMLS# 2630622). Samsung is not a bank and is not providing lending services. Licenses and disclosures.
Download latest version of Samsung Wallet
From your Samsung phone, visit the Galaxy Store by clicking on the Update Wallet button below.
Add a credit card to your Samsung Wallet
Add an eligible Visa or Mastercard credit card2 to your Samsung Wallet. A Pay in installments button should appear below the credit card.
Set up ‘Installment Payments’
Click on Pay in installments and follow the steps. Once this is done, ‘Installment Payments’ will be available for use with eligible transactions in Samsung Wallet.
Get $20 back when you Splitit with Samsung Wallet
From July 25 through August 25, be one of the first 2,500 customers to make a purchase of $150 or more using installment payments in your Samsung Wallet and you’ll receive $20 cash back.
How Splitit works
Splitit secures your purchase, by placing a temporary hold on your credit card. This is not a payment, it’s just a pre-authorization that allows you to pay off your balance over time.
Authorization
Splitit authorizes the full amount of the purchase (plus fees) on your existing credit card and temporarily reserves that balance from your credit card.
You will need the full purchase amount, plus fees, available as credit on your credit card on the day of purchase.
Installment Plan
At checkout, you will be prompted to select an installment plan that suits your needs. After reviewing the options and making your selection, your first installment is charged after the Merchant confirms the total amount of your purchase.
Splitit pays the merchant on your behalf and then collects the installment payments from you.
Frequently Asked Questions
Which states are installment payments available in?
Installment payments will be rolling out across the U.S. in 2025. Currently, to residents of the following states: Arizona, Arkansas, Colorado, Georgia, Idaho, Illinois, Kansas, Louisiana, Maine, Maryland, Michigan, Missouri, Montana, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, Tennessee, Utah, Washington DC, Wyoming.
Sign up for Push Notification in Samsung Wallet and we’ll let you know when Installment payments are available in your state.
How do I create an installment plan through my Samsung Wallet?
First you must activate installment payments within your Samsung Wallet. Then, it’s ready to use at most of your favorite in-store Merchants! Simply tap to pay in-store using your preferred Samsung Wallet credit card.
If the purchase is eligible, Samsung Wallet will then display an installment offer. You can review the available plan options, including the number of payments and associated fees, and choose whether to accept. If you accept, the first installment is charged immediately, and the remaining payments are automatically charged based on the selected schedule. If no plan is selected within 24 hours, the full purchase amount is charged to the card.
What’s the difference between a payment and an authorization?
Payments are the regular installments that are charged to your credit card. Authorizations are taken in addition to your regular installments, to confirm sufficient available balance for future payments.
When you buy using Splitit we charge your first installment immediately after you accept an installment plan.
Future installments are automatically charged each month, or bi-weekly, on the anniversary of your first payment. This date cannot be changed. Installment payments show as ‘charged’ or ‘posted’ on your account.
In addition, an authorization for the full purchase amount is put on hold/reserved upon plan creation. This is not a charge.
- For most plans the authorization will disappear within 30 days or less of your purchase.
- The length of this initial authorization is determined by your bank or credit card provider, so contact your financial institution directly for questions.
The authorization temporarily reduces the amount of credit available and is required to create your installment plan.
How long are authorizations held for?
For most plans the authorization will disappear within 30 days or less of your purchase. This is not a charge.
The authorization temporarily reduces the amount of credit available and is required to create your installment plan. Splitit authorizes the full amount of the purchase (plus fees).
You can check the details of your plan, update your credit card (if needed), make additional payments, and review your APR or accrued interest in the Splitit shopper portal.
The length of this authorization is determined by your bank or credit card provider, so contact your financial institution directly for questions.
Where can I find Splitit Terms & Conditions?
You can find all our terms and conditions here.
Do I use a card I already have?
Yes.
Splitit helps consumers use their existing credit card to turn purchases into smaller, monthly payments.
The full amount of your purchase is authorized (held) on your credit card to guarantee future payments so you need to have at least that amount plus plan fees in available credit on your card.
Only US based Visa and Mastercard credit cards are currently accepted for creating an installment plan within your Samsung Wallet.
Can I pay with a debit card?
No, unfortunately not. We also do not accept FSA/HSA, or prepaid cards. We are only able to allow credit cards for creating installments plans at this time. We also do not allow commercial credit or debit cards.
What installment payment options are available in Samsung Wallet?
With installment payments in your Samsung Wallet, you can split your in-store purchases into convenient plans of 6 or 8 bi-weekly installments, or 6 or 9 monthly installments.
Terms & Conditions
- This promotion is sponsored by Splitit USA Inc. (“Splitit”).
- Offer valid for the first 2,500 eligible transactions or until $50,000 USD in total rewards is issued, whichever comes first.
- To qualify, you must:
- Make a purchase of $150 or more (includes price of item plus taxes)
- Use installment payments in your Samsung Wallet to complete your transaction
- Complete the full installment plan. Cancelled or refunded plans are excluded.
- Customers with a qualifying transaction will receive a $20 cash-back credit (USD) within 30 days of the final installment payment in the form of a refund to the credit card used to initiate the plan. If the original credit card has been changed, the credit will be applied to the most recent valid card we have on file. No alternative cash back methods are available. Cash back will appear as a statement credit. See your credit card issuer for funds availability.
- Promotion is only valid for purchases made between July 25, 2025 and August 25, 2025.
- Offer available to residents in U.S. states where installment payments are available.
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